Smith & Eddy Insurance helps seniors navigate Medicare options

October 8, 2026

Ed Forfinski

SCOTTVILLE — Smith & Eddy Insurance is among several insurance agencies across the country helping people ages 65 and older navigate Medicare. Medicare season begins Oct. 15 and continues through Dec. 31. As with every Medicare season, changes are taking place, and Smith & Eddy encourages everyone to review and discuss their Medicare coverage.

“There’s a lot of noise out there,” said Ed Forfinski, an agent at Smith & Eddy. “There are a lot of TV commercials and other advertisements that give out a lot of information about Medicare Parts A and B. Some of it is true, and some of it is somewhat true. It’s my job to meet here locally with folks and get them to what’s true.”

Forfinski has extensive experience in his field and takes pride in helping clients understand their options. He said local agents have the advantage of knowing the people in their communities and the medical services available. While it is a person’s choice to call a national company, working with a local agent often leads to better results and a more personalized experience, Forfinski said.

“Our clients come from all socioeconomic levels with different levels of knowledge about the Medicare system. When we meet, I believe they find great comfort in knowing that they are meeting with their neighbors, people who live right here in their own communities,” Forfinski said.

Anyone with questions about Medicare may contact Forfinski at 21-757-4743, ext. 1101; 231-794-5740; or edf@smith-eddy.com.

Smith & Eddy’s offices are located at 201 S. Main St., Scottville; 1554 S. U.S. 31, Manistee; 50 S. State St., Suite B, Hart; and 12141 U.S. 31, Bear Lake.

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